For every homeowner, protecting the most important asset, your home, is crucial. As a general rule, homeowner’s insurance policies provide the necessary dwelling protection up to the value of the property or, in lender forced coverage, to the limit established by financial principal balances. In addition to dwelling coverage, the homeowner’s policy will provide coverage […]
Renter’s Insurance
Here is a common occurrence that you probably can relate to from your own life. You go out to run errands including shopping, and you buy something that you assumed was priced fairly and maybe even used one of your cash back credit cards or airline miles rewards cards. However, within the next two or […]
Consider This When Looking for an Agent
When you’re looking for an insurance agent…it can be a jungle out there… The challenging economy and the soft insurance market have taken their toll, and consolidation continues to impact distribution, but the independent insurance agency system is alive and well. While consolidation continues to reduce the number of independent agencies, insurance agents continue to […]
Professional Liability Insurance
A professional working out of your home needs professional liability insurance. In-home businesses that make or sell food products or those that sell home-made personal care products might have to buy special policies. A business have basic choice depending on the nature of your business and the insurance company you buy it from.
Gas Prices Spike Leads to Safer Driving
Yep, at least there is some good news that is coming out of the gas price hikes that are currently sweeping the country. People are in fact driving slower on the roads and they are obeying speed limits. This used to be a challenging area for law enforcement for drivers have been known to go […]
Teen Drivers
Anything that is associated with a teenager is usually expensive like clothes, jewelries, allowances, gadgets and other stuffs. Providing your teenager with an auto insurance coverage is no different. There is a need to keep them safe while on the road especially with the rising incidence of drunk driving accidents. The life of your teenager […]
Making a Car Insurance Claim
It’s all very well knowing how to get cheaper car insurance and how to find the right policy but what if the time comes when you actually need to use your motor insurance. Would you be confident in knowing what steps to take when making a car insurance claim? Every year, insurance companies process thousands […]
Five Things to Know When You’re Building a Home
The decision to build your own home is an exciting one. Not only do you get to decide where to build, but you also get to determine where on the property the house will stand and how it will be integrated with the landscape. However, such freedom of choice comes at a cost: the […]
Rental Car Insurance Full of Loopholes
Insurance agents often advise their commercial clients that it is safest to purchase the collision damage waiver from rental car companies instead of relying on agent provided Hired Auto Physical Damage. The reason is that Hired Auto Physical Damage (which typically costs $250 per year) will only pay the cost to repair the car or the actual […]
