A professional working out of your home needs professional liability insurance. In-home businesses that make or sell food products or those that sell home-made personal care products might have to buy special policies. A business have basic choice depending on the nature of your business and the insurance company you buy it from.

Rental Car Insurance Full of Loopholes
Insurance agents often advise their commercial clients that it is safest to purchase the collision damage waiver from rental car companies instead of relying on agent provided Hired Auto Physical Damage. The reason is that Hired Auto Physical Damage (which typically costs $250 per year) will only pay the cost to repair the car or the actual […]