Umbrella Liability:
Who would sue you for a million dollars? The unfortunate truth is that anyone could. In many cases the person being sued could do little to prevent it. A couple of examples are:
– A guest in your home trips and falls on your steps.
– Your son or daughter accidentally injures another child.
An umbrella policy builds on the protection you already have – home, auto, or recreational vehicle coverage. It gives you an extra $1 million or more limit over and above these policies. An umbrella or excess policy can help give you the “peace of mind” in knowing that you are protecting your assets.
